Cyprus Salary Calculator

Period

Gross Salary

Months Paid / Year

Tax Year i

2025 2026

I have rental income

Apply Provident Fund

Apply one-time bonus this month

Advanced: edit rates below if needed.

Contribution Rates, Caps and Tax Bands

Social Insurance Rate (employee) %

Social Insurance Max Insurable Earnings (annual €)

Gesy Rate %

Gesy Annual Cap (annual €)

Income Tax Bands (€ per year)

Format: up to;rate%. Use 0 for no upper cap on the last band. Example: 19500;0 | 28000;20 | 36300;25 | 60000;30 | 0;35

Rental Income

Rent received per month

Rental income counts over 12 months and is not included in any 13th salary month.

Options for rent

Apply Defense (SDC) on rent

Special Defence Contribution rate %

Special Defence Contribution base of rent %

Apply GHS on rent (uses same annual cap)

Provident Fund

Provident fund rate % (of employment gross)

This contribution reduces your take-home (net). It applies only to employment income.

Bonus (This Month)

Bonus gross amount (employment)

This is a one-off payment. It is treated as employment income and affects only the "This Month" net figure below.

Net Pay

Net Monthly	–
Net Annual	–

Yearly Deductions

Social Insurance	–
Gesy	–
Income Tax	–
Provident Fund	–
Defense (SDC) on Rent	–
Gesy on Rent	–
Income Tax on Rent	–

Monthly Deductions

Social Insurance (employment) / month	–
Gesy (employment) / month	–
Income Tax (employment) / month	–
Provident Fund / month	–
Special Defence Contribution on Rent / month	–
Gesy on Rent / month	–
Income Tax on Rent / month	–
Total Deductions / month	–

Breakdown

Gross Annual	–
Taxable Income	–
Effective Tax Rate	–

Deduction Composition

Employment vs Rental

Employment Gross Annual	–
Rental Gross Annual	–
Employment Net / month	–
Rental Net / month	–
Monthly Net (pay month + rent)	–
Total Net / month (13 months)	–
Total Net / month	–
Total Net (this month incl. bonus)	–

Total Net / month (13 months) –

Total Net / calendar month is the average across 12 calendar months (rent spread evenly). If a one-time bonus is set above, "This Month" includes that bonus in full.

Monthly Breakdown (Simulation)

Tax Breakdown by Bracket

Computed dynamically from your taxable income and chosen bands.

Start	End	Rate	Tax Deducted
Total			–